Think Opportunity at Northern Essex

Health Insurance Information

The Massachusetts Mandatory Health Insurance Law requires that all students  carrying 9 credits or more in the Fall or Spring terms must participate in the Massachusetts Regional Community Colleges' Student Accident & Sickness Insurance Plan or in a health insurance program with comparable coverage. This law does not apply to students who register for 9 credits or more only in the Summer term. If you have comparable coverage you may waive the insurance premium by filling out an electronic waiver (see below). The deadline for submitting this waiver is the due date of your bill. If you have not completed an online waiver by the due date of your bill, it will be assumed that you do not have your own health insurance and the insurance charge will remain on your account.

If you waive the insurance in the fall term, you do not have to waive it again in the spring term.

Note: Programs such as Free Care, foreign insurance, Commonwealth Care, and Mass Health (if you are a dependent of your parent) cannot be used to waive this requirement.

Part-time students may no longer purchase this insurance.

Annual Premium

Policy period
9/1/2009 to 08/31/2010
Student only $ 823

Second Term Premium

Policy Period
1/1/2010 to 08/31/2010
Student only $ 564

Part -time student, spouse, dependent coverage no longer available

The Plan is Underwritten by:
Nationwide Life Insurance Company
Serviced by:
University Health Plans, Inc.
One Batterymarch Park
Quincy, MA 02169-7454
(800)437-6448

NEW: All Health Insurance Waivers are now ONLINE!

The following information is needed in order to complete the waiver form. Most of this information will be found on your current health insurance ID card:

  1. Insurance Company Name
  2. Group Number
  3. Subscriber's Name (Name of Policyholder)
  4. Relationship of Subscriber to Student

Important: The Online Waiver is the only accepted method to waive insurance premium and coverage.

  • Log onto the College's website: www.necc.mass.edu
  • Click on the MYNECC button and then choose the Self Service Online.
  • Log on with your MYNECC ID and password, and log on as Student.
  • From the main page, click on the Submit Health Insurance Waiver.
  • Fill out and submit the waiver.

If this is your first time using the system, your Password is your date of birth (mmddyyyy format). You will be prompted to change your Password after your first login.

Problems with the Logon? Call Help Desk at 978.556.3111

Massachusetts Health Care Reform Law

NECC cannot advise you about the new Massachusetts Health Care Reform Law, but we can suggest the following resources:

  • Call 1.877.MA.ENROLL (1.877.623.6765). You may call Monday through Friday 8:00am to 5:00pm. TTY: 1.877.623.7773. All calls are free and private. Spanish version available; free interpreter services for other languages.
  • To obtain information, you may also log on to www.mahealthconnector.org