This site is best viewed in Firefox, Chrome, Safari, or EdgeX

We’re committed to making higher education accessible to all students. Understanding your financial aid options is crucial, and we’re here to guide you through the process. Understanding the difference between the FAFSA and the MASFA is key to applying for financial aid.

The FAFSA is for students who qualify for federal financial aid, while the MASFA is designed for students, including undocumented students, who are ineligible for federal aid but are eligible for state financial aid in Massachusetts. If you’re undocumented, the MASFA is your pathway to accessing state aid for an education at Northern Essex.

You DO NOT NEED to complete both forms.

Free Application for Federal Student Aid (FAFSA)

The FAFSA is the primary form used to determine your eligibility for federal financial aid, including grants, work-study funds, and loans.

FAFSA Requirements

To be eligible for federal financial aid through FAFSA, you must:

  1. Be a U.S. citizen or eligible noncitizen with a valid Social Security number
  2. Have a high school diploma or GED certificate
  3. Be enrolled or accepted for enrollment in a qualifying degree or certificate program
  4. Maintain satisfactory academic progress while in school
  5. Not be in default on federal student loans or owe money on a federal grant

FAFSA Deadlines

For the 2024-25 school year, the federal deadline to submit the FAFSA is June 30, 2025. However, we strongly recommend submitting your application as early as possible to maximize your aid opportunities.

Start Your FAFSA Application

Massachusetts Application for State Financial Aid (MASFA)

The MASFA is an alternative form for students who cannot complete the FAFSA.

MASFA Requirements

To be eligible for state financial aid through MASFA, you must:

  1. Have attended at least three years of high school in Massachusetts
  2. Have graduated from a Massachusetts high school or received a GED in Massachusetts
  3. If not a U.S. citizen or legal permanent resident, provide a completed DHE Affidavit stating intent to file for citizenship or legal permanent residency when eligible


MASFA Deadlines

The MASFA for the 2024-2025 academic year is now available and should be completed as soon as possible.

Start Your MASFA Application

Got questions?

If you have questions about financial aid or need assistance with your application, please contact our Financial Aid Office. We’re here to help you navigate this process and ensure you have access to all available financial aid opportunities.

Financial Aid Office

financialaid@necc.mass.edu
978-556-3700

Print View